Process credit cards and ACH payments online without any hardware.
Accept payments on your computer.
More Power to Your Business
QR Payments
Generate QR codes you can send to your customers via email and text to accept card payments
Menu & Inventory
Manage your inventory in real-time as sales are being made
E-Invoice
Send payment links via text or email to your customer's own mobile device, tablet, or desktop.
Valor Connect
Enables your virtual terminal to send payment acceptance information via cloud to a handheld terminal
Engage My Customer
Allows you to text and email market to your customers based on customizable filters like VIP customers, high spenders, number of visits, shopping patterns, ect.
Add value to your business
Saves Customer Info
Facilitates smoother transactions; saves merchant’s time; eases future transactions.
Dynamic Descriptor
Includes description of customer bank statements. Assists in promotion of your business.
Cash Discounts & Surcharges
Increases Profitability margins and improves sales.
E-Invoice
Send the payment link via email, message and customers can complete the secure payment.
Data Security
Delivers advanced data protection & prevents chargeback fraud.
Generates Reports
Access the transaction details 24/7. Get details of all your payment, customer and sales.
FAQ.
Do I need to buy POS hardware to access the Virtual Terminal?
No, that’s the beauty of a Virtual Terminal! All you need to access this browser-based tool is a Free For You account and any device with an internet connection. Use your desktop computer, laptop, tablet, smartphones or other mobile devices to accept card payments or ACH. With no monthly fees, and no hidden chargers, it is that easy to use Free For You’s Virtual Terminal for your payment processing needs.
Have more questions? Email or give us a call. Our in-house team of Free For You Merchant Experience Specialists are here to share their knowledge, answer your questions and point you in the right direction. No commissions, no pressure.
What kind of transactions can the Virtual Terminal process?
A Virtual Payment Terminal is used to process any remote credit and debit card payments. You can process a dollar amount (USD/CAD) or attach a Free For You invoice. You can also process bank transfers from ACH or EFT with a customer’s banking information.The Virtual Terminal is especially useful when taking credit card payments over the phone, accessing card on file to quickly process repeat transactions, or handling overdue invoices efficiently.
How can I charge my customer on the Virtual Terminal?
You can either manually key in your customers’ credit card or banking information or pull up an existing customer or unpaid invoice to process the payment. When processing a transaction for a new customer, entering their billing address helps verify the legitimacy of the transaction and adds an extra layer of security.
Do I need a merchant account to use my Virtual Terminal?
Yes. When you sign up for a merchant account with Free For You you will be granted a merchant ID. From here, you can get started with the Virtual Terminal and accept payments right away.
How will my customers know they've been charged when I use the Virtual Terminal?
Free For You’s Virtual Terminal works for you and your business. You can turn on automatic notifications so your clients and customers will receive a payment verification in their email.
Are Virtual Terminal payments secure?
Yes, Free For You’s virtual terminal uses AES-256 encryption, the most powerful encryption available today, to protect all sensitive data, ensuring PCI compliance and security.
What type of funding options does Free For You offer?
Free For You uses gross deposits, meaning your total sales are deposited directly into your bank account, with processing fees deducted as a separate line item on the same day. This ensures accurate daily revenue and cash flow data so you always know exactly how much you’ve earned and what’s available.
The payment gateway built for the future of commerce
Discover the advantages of a payment ecosystem unifying commerce customized to every business.
Remote Key Injection (RKI)
Valor utilizes Remote Key Injection (RKI) for automatic, fast and secure hardware, eliminating downtime in your business.
Envisioning comprehensive diagnostics for all devices
Imagine running comprehensive diagnostics on all devices without needing physical access. Our remote diagnostics make this possible. Our advanced technology allows our customers to perform hardware and software checks, ensuring systems always run smoothly.
Diagnostics From Anywhere
Run diagnostics on devices from anywhere in the world. No need for physical access or expensive site visits.
Remote Device Rebooting
Resolve software issues remotely by rebooting devices without interrupting operations or requiring manual intervention.
Proactive Problem Detection
Stay ahead of issues with proactive problem detection and real-time alerts. Don’t wait for things to break; address them before they become major problems.
Detailed Report Generation
Our diagnostic reports provide detailed information about device health, potential issues, and performance metrics, for data-driven decisions.